Personal Finance Manager

PFM

Turn insights into actions and hyper-personalise your banking experience with Hysab Kytab PFM solution

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Engage

Get actionable insights by integrating PFM into your mobile banking app

Analyze

Get actionable insights by integrating PFM into your mobile banking app

Engage

Offer tailored products and find up-sell and cross-sell options through PFM

Improve the financial wellbeing of your customers

Become the financial advisor for your customers by gaining a 360-degree view of their finances. Put your customers in the driving seats of their financial health. Help them make informed financial decisions.

Understand your customers’ financial dreams and identify the non-intrusive cross-selling/up-selling opportunities for new revenue streams through hyper-personalization.

Features

Budget Manager

This feature helps bank customers in developing saving habits and achieving financial goals. It enables customers to set up both short- term and long-term saving goals and makes progress tracking incredibly easy.

Income and Expense Tracking

Enable customers to view all financial activities in a consolidated, clear and easy to understand graphs and visuals which helps them understand their financial habits more effectively and avoid the potholes in their financial journey.

Peer Comparison

Aggregated and anonymized allows your system to create persona models to compare customer habits with people in their income, demographic, and professional brackets. All this visualized for your customers to view.​

Saving Goal Planner

Enable customers improve their money management habits by letting them set their monthly budgets for various spending categories and track their performance against them so that the money saved can be put into action.

Analytic Dashboard

Understand your customers financial activities/trends through AI and predictive analyses for empowering your Back-office team on next best action.

PFM Statement

While a bank statement can be a daunting 10-page document with just a credit & debit summary, your monthly financial statement should be an interactive summary of your monthly spending & saving. ​

Overview

Find new revenue streams

Understand what your customer needs and then offer relevant products to relevant users

Hyper-Personalize
customer engagement

Gain AI-driven personalised insights on your customers and drive meaningful engagement with them

Customer loyalty

Build a deeper relationship with your customers by understanding and meeting their evolving financial needs. Add additional data points to understand your customers

Increase ROI

Increase the ROI of investment made in other tools such as CRM, engagement marketing, business intelligence etc through additional data points contributed by PFM

Auto-categorization

This features categorizes all banking transactions into the relevant categories and transforms the information into interactive visualisations making expense tracking as accurate and quick as possible

90%

Categorization Accuracy

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A FinTech that provides white-labelled Financial Management solutions to banks to enhance the banking experience.

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Getting Started

Starting your financial journey is super simple!

To keep track of your spending, you first need to set up an account to spend from!

Press the + button on the first card on your dashboard. Select an account type and add how much you have in this account. You’re all set to track your spending!

Track your spending through the + button at the bottom of the screen. Select whether this is something you’re spending (an expense) or something you’re receiving (an income), or even if this is a loan you’ve taken or given to someone.

Add in the amount, category, and account you’re spending from – and you’re all set to record your transaction! Want to add more details so you can recall the transaction better? No, problem! You can add in a description, labels, link a receipt from your storage, and even connect it to an event happening in your life.

Take this to the next level and add a budget to decide what you can spend this month. Scroll to the bottom of the dashboard and press Create next to Your Budgets. Select a category and an amount you don’t want to cross; this will create a monthly repeating budget for you.